At Ummah Hands, we understand that fulfilling your Zakat obligation should be straightforward and stress-free. That’s why we offer a simple and intuitive Zakat Calculator — designed to help you easily determine your Zakat amount for the current lunar year.

Whether you’re unsure how to calculate Zakat or want to confirm your amount before donating, this tool makes the process clear and accurate.

Zakat is one of the Five Pillars of Islam and a compulsory act of worship for every Muslim whose wealth reaches the Nisab threshold.

If your savings and assets have remained above the Nisab for a full lunar year, you are required to give 2.5% of that qualifying wealth as Zakat. Since the Nisab value is linked to the market price of gold and silver, it can change over time—making accurate calculation essential.

To make this process easier, our Zakat Calculator (UK) helps you instantly determine how much Zakat you owe, using the latest Nisab values for 2026.

For a deeper understanding—complete with step-by-step explanations and real-life examples—you can explore our detailed Zakat guide, designed to help you calculate and give your Zakat with confidence.

Ulama-Approved Zakat Policy

Nisab is the minimum amount of wealth a Muslim must possess before Zakat becomes obligatory. It serves as the eligibility threshold and is directly linked to the market value of gold and silver.

Nisab is calculated based on:

Silver: 612.36 grams of silver

Gold: 87.48 grams of gold

These values are derived from the principles established by Prophet Muhammad (peace be upon him). Historically, the Nisab values for gold and silver were equivalent. However, in today’s market, the silver Nisab is significantly lower, which allows more people to qualify for Zakat. For this reason, many scholars recommend using the silver Nisab to maximise support for those in need.

Current Nisab Values (as of 5 January 2026)

Silver Nisab (612.36g): £1,084.82

Gold Nisab (87.48g): £9,155.74

If your total Zakatable assets—after deducting eligible liabilities—remain above either of these thresholds for a full lunar year, you are required to pay Zakat.

Nisab is the threshold that determines when Zakat becomes obligatory. If the total value of your wealth—including cash, savings, gold, investments, or business assets—meets or exceeds the Nisab amount, you are required to pay Zakat.

How to Check if You Are Eligible

To determine whether Zakat is due:

Our UK Zakat Calculator automatically applies the latest gold and silver Nisab values, making it easy to check your eligibility and calculate your exact Zakat amount with confidence.

The Nisab threshold for Zakat is calculated using the value of gold or silver. Specifically:

How Nisab Is Calculated in GBP

To convert the Nisab into a monetary value:

Example Calculation

If the price of gold is £96 per gram, the gold Nisab would be approximately £8,416.

Using current silver prices, the silver Nisab may be significantly lower—around £713—which allows more people to meet the eligibility threshold for Zakat.

For this reason, many scholars encourage the use of the silver Nisab, as it enables greater participation in fulfilling the obligation of Zakat and supporting those in need.

Zakat becomes obligatory once your wealth has remained above the Nisab threshold for a full lunar (Hijri) year. This date is often referred to as your Zakat anniversary.

While many Muslims choose to give their Zakat during Ramadan for its increased spiritual reward, Zakat may be paid at any time after your anniversary date. There is no requirement to delay payment if it becomes due earlier.

It is also permissible to pay Zakat in advance or in instalments. To support this flexibility, we allow Zakat to be split into manageable payments—helping you fulfil your religious obligation while planning your finances responsibly.

Zakat is due on eligible wealth that you have owned for a full lunar (Hijri) year. This includes a range of assets that contribute to your overall financial standing.

Zakatable Assets Include:

To ensure accuracy, you can use our Zakat Calculator or Zakat al-Fitr Calculator, both designed to help you calculate the correct amount based on your individual circumstances.

Zakat literally means purification—purifying both your wealth and your soul. It is a vital act of worship in Islam and a powerful form of social responsibility, ensuring that wealth circulates within society and supports those most in need.

At Ummah Hands, we take this responsibility seriously. Your Zakat donations are delivered with care and integrity to vulnerable communities worldwide—helping families meet basic needs, rebuild their lives, and restore dignity during times of hardship.

The obligatory Zakat rate is 2.5% of your total qualifying wealth once it exceeds the Nisab threshold and has been held for a full lunar year.

Example

If your net Zakatable assets total £10,000 after deducting eligible debts, your Zakat due would be:

£10,000 × 2.5% = £250

You can easily calculate Zakat on cash, gold, savings, and other assets using our online Zakat Calculator, designed to give you an accurate amount based on your circumstances.

In the UK, personal taxes such as income tax or road tax are not automatically deductible for Zakat purposes. However, overdue or outstanding tax liabilities may be deducted from your Zakatable wealth.

For business owners and self-employed individuals, funds that have been set aside specifically for tax payments may also be deducted before calculating Zakat, provided they are genuinely due.

Zakat must be distributed in line with Islamic guidance, as outlined in the Qur’an (Surah At-Tawbah 9:60). Eligible recipients include:

Ummah Hands ensures that Zakat is distributed strictly according to these principles, reaching those who are most deserving with transparency and accountability.

With decades of humanitarian experience, Ummah Hands is a trusted UK-based Islamic charity committed to delivering Zakat responsibly and effectively. Many of our appeals and programmes are Zakat-eligible, allowing your donation to make a direct and meaningful impact.

By choosing Ummah Hands, you can fulfil your Zakat obligation with confidence—knowing your contribution is changing lives where it is needed most.

Join Ummah Hands today and let your Zakat bring hope, relief, and lasting change to vulnerable communities around the world.